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Consumer Action Handbook is FREEThis is a everyday guide book, to be a smart shopper; it is hot off the press and has a chock-full of helpful tips about preventing identity theft, understanding credit, filing a consumer complaint, and much more. In the 2009 edition, you'll find updated information about filing for bankruptcy, finding a lawyer, and planning a funeral, along with many other useful topic reviews

Selecting a Phone, Service Provider, and Service Plan

As you shop for a phone, you should consider that you are not only shopping for the phone itself, but also for a wireless service provider and appropriate service plan. Consumer Reports is one resource where you can get updated reviews of both phones and service providers. You should also ask trusted friends and family about their satisfaction with their phones and service providers. As you shop, consider these tips:

  • Consider the shape and size of the phone.
  • Make sure you can easily use the keypad to make calls or send messages.
  • Ask if a data plan is required and if so, how much does it cost?
  • Take advantage of special pricing and promotions reviews.
  • Make certain to know the return and cancellation policies.
  • Be wary of buying phone insurance.
 
 
Think twice before you rent-to-own.
 
Interest rates on rent-to-own purchases can be very high. If you miss a payment, you could end up with nothing. Consider buying second-hand at a thrift shop or through ads in your local newspaper  for your protection. 
 
 
 
Did you know that currently, the health information you provide your doctor doesn't necessarily stay in the office. It may be shared for many reasons and with many people (other doctors and hospitals, pharmacies, insurance companies, schools, employers, data clearinghouses, pharmaceutical companies, and even marketers). Consumer learn about the report guide of theHealth Insurance Portability and Accountability Act (HIPAA) and how to protect your health records from inappropriate disclosure review, its the law.